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How to finance an electric truck?
Mar. 17 2021
How much does an electric truck cost? Isn't it expensive? Renault Trucks answers all your questions about the real costs of operating an electric vehicle so you can see the issue from every angle.
How to buy and finance my electric vehicle?
|Complete truck (truck + batteries)|
|Buy & own it||Lease & use it|
|With a standard instalment||With a Financial lease, you can own the truck at the end of the contract or return it||With an Operating lease, you return the truck at the end of the contract|
We know that one of the barriers for our customer to “switch to electric” is the price of the truck, and the impact on their overall business model. We understand that we need to support them with financial solutions, adapted to their needs. To enable their customers to achieve their energy transition with ease, Renault Trucks Financial Services is offering a range of financing options, and it’s important to discuss them very early on in the purchasing process. The financial solutions can vary from one country to another depending on local rules and regulations. However, there are mainly three offers available according to the customer’s specific needs and use:
- Standard Instalment credit: the customer owns the electric truck at the end of the contract period.
- Financial leases: the customer decides to lease their electric vehicle and, at the end of the contract period, can choose to return the vehicle or purchase it in exchange for payment of its residual value.
- Operational leases: The customer opts to lease their electric vehicle, and just returns it at the end of the contract period.
The cost of an electric vehicle needs to be studied as a whole, in that it is the total cost of ownership rather than the purchase cost that needs to be considered. It is highly economical to operate: it requires few maintenance operations and fuel consumption costs are very low. In many countries there are also state subsidies or tax benefits, such as additional depreciation that should be considered.